Tax Preparation

Individual Tax Preparation Services in California

Federal and California individual returns for W-2 employees, self-employed professionals, RSU and stock-sale clients, rental property owners, multi-state filers, and clients who need prior-year or amended returns.

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Who This Is For

We prepare California individual tax returns for clients across a wide range of situations, including:

What's Included

RSUs and stock sales: Cost-basis on broker 1099-Bs often understates what you've already paid tax on. We reconcile the supplemental statement so you don't pay tax twice on the same dollar.

How We Work

  1. 1

    Free consultation

    We learn about your situation, income sources, business activity, deadlines, and what type of support you need.

  2. 2

    Clear next steps and pricing

    We explain what's needed, what documents to gather, and how pricing will be determined.

  3. 3

    Secure document collection

    You upload documents through the secure portal, and we follow up if anything is missing or unclear.

  4. 4

    Preparation and review

    We prepare the federal and California return, reconcile cost basis and credits, and review everything before filing.

  5. 5

    Review and final steps

    We review the results with you, explain balances or refunds, and guide you on e-filing and payment options.

Pricing Approach

Pricing depends on the type of service, filing complexity, number of income sources, number of states, business activity, bookkeeping condition, payroll needs, and whether prior-year or amended filings are involved. During the consultation, we review your situation and provide clear pricing before work begins.

A W-2-only return is very different from a return with self-employment, rental properties, RSUs, stock sales, multiple states, or business filings. We price based on the actual work required.

Frequently Asked Questions

I have RSUs and sold company stock. Can you prepare my return?

Yes. We work with Bay Area tech employees regularly. We confirm RSU income already on your W-2, reconcile broker 1099-B cost basis (including the adjusted basis on supplemental statements), and report short- and long-term gains correctly on Schedule D and Form 8949.

I moved between states this year. Can you handle multi-state returns?

Yes. We prepare federal, California, and other state returns for clients who moved during the year, work remotely across state lines, or hold rental property in another state.

I get my health insurance through Covered California. Can you handle Form 1095-A?

Yes. If you receive Form 1095-A from Covered California, we reconcile the Premium Tax Credit on Form 8962 as part of your return, confirm household income figures, and explain how any advance credit affects your refund or balance due.

Can you file a prior-year or amended return?

Yes. We prepare prior-year federal and California returns and review or prepare amended returns (Form 1040-X and California Schedule X) when income, deductions, or credits need to be corrected.

Do you e-file?

Yes. Blooming Financial is an IRS Authorized E-File Provider. We e-file federal and California individual returns whenever they are eligible for electronic submission.

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Ready to File With Confidence?

Book a free consultation and we'll walk through your situation and next steps.

info@bloomingfinancials.com