Blooming Financial helps individuals and small business owners stay organized, compliant, and prepared throughout the year. We provide tax preparation, bookkeeping, payroll, tax planning, and business consulting services for clients across California, including Cupertino, the Bay Area, Los Angeles, San Diego, Sacramento, and surrounding communities.
Book Free ConsultationSeven focused services for individuals, families, and California small businesses.
W-2s, 1099s, RSUs, stock sales, rentals, multi-state, prior-year, and amended returns.
Learn more →Schedule C, LLCs, partnerships, S corporations, business deductions, California filings, and year-end tax support.
Learn more →Quarterly estimates, withholding reviews, RSU planning, self-employment, and year-end projections.
Learn more →Monthly bookkeeping, catch-up, clean-up, reconciliations, and financial reports.
Learn more →Payroll setup, recurring payroll support, contractor payments, payroll-tax filing support, and year-end reporting.
Learn more →IRS and FTB notices, refund issues, balance-due letters, transcript review, payment options, and amended-return review.
Learn more →Entity discussion, S-corp election, startup planning, systems setup, cash flow, profitability, and growth.
Learn more →We work with individuals, families, self-employed professionals, and small business owners across California. Our clients include W-2 employees, tech employees with RSUs or stock sales, freelancers, consultants, rental property owners, restaurant owners, service businesses, e-commerce sellers, contractors, health and wellness professionals, and growing businesses that need tax and bookkeeping support.
We learn about your situation, income sources, business activity, deadlines, and what type of support you need.
We explain what's needed, what documents to gather, and how pricing will be determined.
You upload documents through the secure portal, and we follow up if anything is missing or unclear.
We prepare the return, organize the books, review the notice, set up payroll support, or complete the agreed service.
We review the results with you, explain balances or refunds when applicable, and guide you on e-filing, payment options, or next steps.
Pricing depends on the type of service, filing complexity, number of income sources, number of states, business activity, bookkeeping condition, payroll needs, and whether prior-year or amended filings are involved. During the consultation, we review your situation and provide clear pricing before work begins.
We work with common bookkeeping, payroll, and tax systems and can help organize your records into a tax-ready format. Our process also uses secure document collection and professional tax software for return preparation.
Yes. We work with clients across California through secure document upload, video calls, and email. Whether you are in Cupertino, San Jose, San Francisco, Los Angeles, San Diego, Sacramento, or anywhere else in the state, you can work with us fully remotely.
Yes. We prepare individual returns, business returns, and combined situations where an owner needs both their personal and business returns coordinated together.
Yes. We help clients catch up on unfiled federal and California returns, review what records are available, request transcripts when needed, and prepare prior-year and amended returns so accounts can be brought current.
Yes. We prepare prior-year federal and California returns, review available records, request IRS or FTB transcripts when documents are missing, and file the returns needed to bring your account current. If amended returns are needed, we review those as well.
Yes. We offer catch-up and clean-up bookkeeping so the year is organized before the return is prepared. This is one of the most common reasons clients come to us.
Send us a copy of the notice. We review the issue, confirm what the agency is asking for, gather supporting records, and help determine the next steps. Depending on the situation, this may include an amended return, a payment plan, or a written response.
Yes. We calculate quarterly federal and California estimated payments for self-employed individuals, business owners, and clients with significant non-wage income such as RSUs, stock sales, or rental income.
Book a free consultation and we'll walk through your situation and next steps.